Buildings, contents, stock and equipment against fire, theft, flood, storm and allied perils, for homes and business premises. Underinsurance is the most common problem we see. We help you set the sum insured correctly and review it as values move, and we arrange business interruption cover to protect trading income while premises are out of […]

Medical schemes with a broad base of providers, for families and for employers. We structure benefits around what your people actually use and we go back to market at renewal rather than accepting whatever increase arrives. We also arrange travel insurance covering medical emergencies, cancellation and lost baggage, including cover that meets visa requirements.

Individual and family funeral policies, group life assurance, credit life and annuities. Cover that pays out quickly so a death in the family does not become a financial crisis on top of a personal one. Talk to us about family protection policies, employer sponsored group life, critical illness cover and diaspora policies for Zambians living […]